Finance Center

Auto Loan Financing & Car Leasing in Savoy

The luxury segment can be within reach when you tap into auto loan financing or car leasing at Serra BMW Champaign. Whether you want a popular car like a BMW 2 Series Coupe or a top-of-the-line BMW 7 Series that pulls out all the stops, our new vehicles will make an instant impression on you for your Savoy journeys. There’s also the option for used car finance when you want an affordable entry into the luxury segment without sacrificing features for Champaign drives. Our certified pre-owned models can help with your purchase near Danville.

Our finance team explains the differences between auto loan financing and car leasing so you can determine which one is better for you. Feel free to contact us or call 217-373-6106 if you have any questions. Our finance tools, like a payment calculator and online application, can help expedite the car-buying process.

BMW Car Leasing vs. Auto Loan Financing

Did you know that 80% of Americans utilize some form of auto loan financing to own their vehicles? You are not alone in seeking a lending partner to help with buying a new vehicle or used car finance.

With auto loan financing, the first thing to do is find the vehicle you want within your budget. Then, it’s time to decide if you want to go with a purchase or lease. Our finance experts will show you the differences between auto loan financing vs. car leasing, so you can make the right choice:

Perks of Auto Loan Financing

• You own your vehicle and can customize it with accessories that truly make it yours.
• There are no mileage limits. Drive it as much as you want in Mattoon and beyond, like heading to your favorite Chicago destination for the weekend or the UP of Michigan for a hideaway at a resort.
• You can sell the car later. You can get a higher resale value if you maintain it properly at our service center.
• You have plenty of options for auto loan financing with any vehicle on our lot.

Benefits of Car Leasing in Savoy

• You could get a new vehicle in your garage every two years if you favor the latest and greatest automotive technology. You’ll just need to maintain it with the proper service schedule at our shop for the best results.
• Your down payment is low or nonexistent, depending on your creditworthiness. You’ll also spend less over a few years compared to buying a new vehicle with a loan.
• Monthly payments can be lower than with auto loan financing, depending on the type of vehicle you choose.

Tap Into Our Auto Loan Financing Tools on Our Website

Used car finance or a new car lease doesn’t have to be stressful. Our online tools, including our value your trade tool, can give you an idea of how much your loan will be. Again, our payment calculator can help you develop a monthly budget. If you want more information, look at our BMW financial services page.

Low-interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the terms of the contract. You’re just a step away from approved car financing!

Easier Auto Loan Financing and Car Leasing at Serra BMW Champaign

Have you decided whether auto loan financing or car leasing makes more sense for you? Or, does used car finance seem more in line with your budget? Contact us or call 217-373-6106 if you have any questions.